Call report 2004Q2
HOUGHTON STATE BANK — 2004Q2
The 22 measures HOUGHTON STATE BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 118,073,000 | USD | evidence → |
| Total loans | 86,015,000 | USD | evidence → |
| Allowance for loan losses | 786,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 20,607,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 91,851,000 | USD | evidence → |
| Interest-bearing deposits | 79,185,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,666,000 | USD | evidence → |
| Equity capital | 13,830,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,858,000 | USD | evidence → |
| Interest expense | 680,000 | USD | evidence → |
| Net interest income | 2,178,000 | USD | evidence → |
| Noninterest income | 383,000 | USD | evidence → |
| Noninterest expense | 1,351,000 | USD | evidence → |
| Provision for loan losses | 77,000 | USD | evidence → |
| Pretax income | 1,133,000 | USD | evidence → |
| Income tax | 389,000 | USD | evidence → |
| Net income | 744,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,805,000 | USD | evidence → |
| Total capital | 9,591,000 | USD | evidence → |
| Risk-weighted assets | 88,617,000 | USD | evidence → |