Call report 2004Q1
HOUGHTON STATE BANK — 2004Q1
The 22 measures HOUGHTON STATE BANK reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 115,851,000 | USD | evidence → |
| Total loans | 82,201,000 | USD | evidence → |
| Allowance for loan losses | 781,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 18,730,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 92,007,000 | USD | evidence → |
| Interest-bearing deposits | 79,348,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,659,000 | USD | evidence → |
| Equity capital | 13,927,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,422,000 | USD | evidence → |
| Interest expense | 346,000 | USD | evidence → |
| Net interest income | 1,076,000 | USD | evidence → |
| Noninterest income | 186,000 | USD | evidence → |
| Noninterest expense | 705,000 | USD | evidence → |
| Provision for loan losses | 38,000 | USD | evidence → |
| Pretax income | 519,000 | USD | evidence → |
| Income tax | 178,000 | USD | evidence → |
| Net income | 341,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,902,000 | USD | evidence → |
| Total capital | 9,683,000 | USD | evidence → |
| Risk-weighted assets | 84,966,000 | USD | evidence → |