Call report 2003Q4
HOUGHTON STATE BANK — 2003Q4
The 22 measures HOUGHTON STATE BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 117,802,000 | USD | evidence → |
| Total loans | 78,879,000 | USD | evidence → |
| Allowance for loan losses | 778,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 17,265,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 91,555,000 | USD | evidence → |
| Interest-bearing deposits | 77,994,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,561,000 | USD | evidence → |
| Equity capital | 14,086,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,113,000 | USD | evidence → |
| Interest expense | 1,818,000 | USD | evidence → |
| Net interest income | 4,295,000 | USD | evidence → |
| Noninterest income | 741,000 | USD | evidence → |
| Noninterest expense | 2,658,000 | USD | evidence → |
| Provision for loan losses | 188,000 | USD | evidence → |
| Pretax income | 2,190,000 | USD | evidence → |
| Income tax | 752,000 | USD | evidence → |
| Net income | 1,438,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,061,000 | USD | evidence → |
| Total capital | 9,839,000 | USD | evidence → |
| Risk-weighted assets | 82,626,000 | USD | evidence → |