Call report 2025Q1
NORTH CAMBRIDGE CO-OPERATIVE BANK — 2025Q1
The 22 measures NORTH CAMBRIDGE CO-OPERATIVE BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 83,356,000 | USD | evidence → |
| Total loans | 48,816,000 | USD | evidence → |
| Allowance for loan losses | 493,000 | USD | evidence → |
| Securities available for sale | 8,427,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 57,930,000 | USD | evidence → |
| Interest-bearing deposits | 53,730,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,200,000 | USD | evidence → |
| Equity capital | 24,213,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 796,000 | USD | evidence → |
| Interest expense | 204,000 | USD | evidence → |
| Net interest income | 592,000 | USD | evidence → |
| Noninterest income | 6,000 | USD | evidence → |
| Noninterest expense | 534,000 | USD | evidence → |
| Provision for loan losses | -54,000 | USD | evidence → |
| Pretax income | 230,000 | USD | evidence → |
| Income tax | 50,000 | USD | evidence → |
| Net income | 180,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,245,000 | USD | evidence → |
| Total capital | 23,712,000 | USD | evidence → |
| Risk-weighted assets | 37,354,000 | USD | evidence → |