Call report 2024Q4
NORTH CAMBRIDGE CO-OPERATIVE BANK — 2024Q4
The 22 measures NORTH CAMBRIDGE CO-OPERATIVE BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 83,695,000 | USD | evidence → |
| Total loans | 48,809,000 | USD | evidence → |
| Allowance for loan losses | 547,000 | USD | evidence → |
| Securities available for sale | 10,370,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 58,665,000 | USD | evidence → |
| Interest-bearing deposits | 54,735,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,930,000 | USD | evidence → |
| Equity capital | 23,930,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,435,000 | USD | evidence → |
| Interest expense | 772,000 | USD | evidence → |
| Net interest income | 2,663,000 | USD | evidence → |
| Noninterest income | 32,000 | USD | evidence → |
| Noninterest expense | 2,508,000 | USD | evidence → |
| Provision for loan losses | -85,000 | USD | evidence → |
| Pretax income | 862,000 | USD | evidence → |
| Income tax | 215,000 | USD | evidence → |
| Net income | 647,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,065,000 | USD | evidence → |
| Total capital | 23,527,000 | USD | evidence → |
| Risk-weighted assets | 36,852,000 | USD | evidence → |