Call report 2025Q2
NORTH CAMBRIDGE CO-OPERATIVE BANK — 2025Q2
The 22 measures NORTH CAMBRIDGE CO-OPERATIVE BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 85,196,000 | USD | evidence → |
| Total loans | 47,668,000 | USD | evidence → |
| Allowance for loan losses | 513,000 | USD | evidence → |
| Securities available for sale | 8,476,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 59,078,000 | USD | evidence → |
| Interest-bearing deposits | 53,277,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,801,000 | USD | evidence → |
| Equity capital | 24,734,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,605,000 | USD | evidence → |
| Interest expense | 411,000 | USD | evidence → |
| Net interest income | 1,194,000 | USD | evidence → |
| Noninterest income | 13,000 | USD | evidence → |
| Noninterest expense | 1,154,000 | USD | evidence → |
| Provision for loan losses | -34,000 | USD | evidence → |
| Pretax income | 575,000 | USD | evidence → |
| Income tax | 150,000 | USD | evidence → |
| Net income | 425,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,489,000 | USD | evidence → |
| Total capital | 23,957,000 | USD | evidence → |
| Risk-weighted assets | 37,399,000 | USD | evidence → |