Call report 2021Q3
ROYAL SAVINGS BANK — 2021Q3
The 22 measures ROYAL SAVINGS BANK reported to the FFIEC for 2021Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 554,859,000 | USD | evidence → |
| Total loans | 470,228,000 | USD | evidence → |
| Allowance for loan losses | 3,800,000 | USD | evidence → |
| Securities available for sale | 31,834,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 493,616,000 | USD | evidence → |
| Interest-bearing deposits | 406,472,000 | USD | evidence → |
| Noninterest-bearing deposits | 87,144,000 | USD | evidence → |
| Equity capital | 54,875,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,865,000 | USD | evidence → |
| Interest expense | 1,157,000 | USD | evidence → |
| Net interest income | 13,708,000 | USD | evidence → |
| Noninterest income | 495,000 | USD | evidence → |
| Noninterest expense | 8,012,000 | USD | evidence → |
| Provision for loan losses | -185,000 | USD | evidence → |
| Pretax income | 6,376,000 | USD | evidence → |
| Income tax | 1,418,000 | USD | evidence → |
| Net income | 4,958,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 49,060,000 | USD | evidence → |
| Total capital | 52,860,000 | USD | evidence → |
| Risk-weighted assets | 379,012,000 | USD | evidence → |