Call report 2021Q4
ROYAL SAVINGS BANK — 2021Q4
The 22 measures ROYAL SAVINGS BANK reported to the FFIEC for 2021Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 546,412,000 | USD | evidence → |
| Total loans | 464,811,000 | USD | evidence → |
| Allowance for loan losses | 3,719,000 | USD | evidence → |
| Securities available for sale | 31,425,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 488,836,000 | USD | evidence → |
| Interest-bearing deposits | 398,590,000 | USD | evidence → |
| Noninterest-bearing deposits | 90,246,000 | USD | evidence → |
| Equity capital | 56,163,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,930,000 | USD | evidence → |
| Interest expense | 1,458,000 | USD | evidence → |
| Net interest income | 18,472,000 | USD | evidence → |
| Noninterest income | 660,000 | USD | evidence → |
| Noninterest expense | 10,654,000 | USD | evidence → |
| Provision for loan losses | -328,000 | USD | evidence → |
| Pretax income | 8,806,000 | USD | evidence → |
| Income tax | 2,111,000 | USD | evidence → |
| Net income | 6,695,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 50,691,000 | USD | evidence → |
| Total capital | 54,410,000 | USD | evidence → |
| Risk-weighted assets | 378,090,000 | USD | evidence → |
Machine access — free, no API key
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