Call report 2021Q2
ROYAL SAVINGS BANK — 2021Q2
The 22 measures ROYAL SAVINGS BANK reported to the FFIEC for 2021Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 532,566,000 | USD | evidence → |
| Total loans | 464,224,000 | USD | evidence → |
| Allowance for loan losses | 3,858,000 | USD | evidence → |
| Securities available for sale | 31,889,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 472,989,000 | USD | evidence → |
| Interest-bearing deposits | 379,606,000 | USD | evidence → |
| Noninterest-bearing deposits | 93,383,000 | USD | evidence → |
| Equity capital | 53,210,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,588,000 | USD | evidence → |
| Interest expense | 837,000 | USD | evidence → |
| Net interest income | 8,751,000 | USD | evidence → |
| Noninterest income | 318,000 | USD | evidence → |
| Noninterest expense | 5,218,000 | USD | evidence → |
| Provision for loan losses | -60,000 | USD | evidence → |
| Pretax income | 3,911,000 | USD | evidence → |
| Income tax | 715,000 | USD | evidence → |
| Net income | 3,196,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 48,562,000 | USD | evidence → |
| Total capital | 52,420,000 | USD | evidence → |
| Risk-weighted assets | 373,571,000 | USD | evidence → |