Call report 2020Q1
ROYAL SAVINGS BANK — 2020Q1
The 22 measures ROYAL SAVINGS BANK reported to the FFIEC for 2020Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 392,311,000 | USD | evidence → |
| Total loans | 303,028,000 | USD | evidence → |
| Allowance for loan losses | 3,198,000 | USD | evidence → |
| Securities available for sale | 40,887,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 344,162,000 | USD | evidence → |
| Interest-bearing deposits | 292,142,000 | USD | evidence → |
| Noninterest-bearing deposits | 52,020,000 | USD | evidence → |
| Equity capital | 46,597,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,202,000 | USD | evidence → |
| Interest expense | 807,000 | USD | evidence → |
| Net interest income | 3,395,000 | USD | evidence → |
| Noninterest income | 133,000 | USD | evidence → |
| Noninterest expense | 2,461,000 | USD | evidence → |
| Provision for loan losses | 1,290,000 | USD | evidence → |
| Pretax income | -223,000 | USD | evidence → |
| Income tax | 158,000 | USD | evidence → |
| Net income | -381,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 39,297,000 | USD | evidence → |
| Total capital | 42,495,000 | USD | evidence → |
| Risk-weighted assets | 269,679,000 | USD | evidence → |