Call report 2019Q4
ROYAL SAVINGS BANK — 2019Q4
The 22 measures ROYAL SAVINGS BANK reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 404,765,000 | USD | evidence → |
| Total loans | 310,157,000 | USD | evidence → |
| Allowance for loan losses | 2,528,000 | USD | evidence → |
| Securities available for sale | 39,192,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 355,868,000 | USD | evidence → |
| Interest-bearing deposits | 307,522,000 | USD | evidence → |
| Noninterest-bearing deposits | 48,346,000 | USD | evidence → |
| Equity capital | 47,139,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,106,000 | USD | evidence → |
| Interest expense | 3,864,000 | USD | evidence → |
| Net interest income | 14,242,000 | USD | evidence → |
| Noninterest income | 676,000 | USD | evidence → |
| Noninterest expense | 9,126,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 5,792,000 | USD | evidence → |
| Income tax | 1,829,000 | USD | evidence → |
| Net income | 3,963,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 40,338,000 | USD | evidence → |
| Total capital | 42,866,000 | USD | evidence → |
| Risk-weighted assets | 255,685,000 | USD | evidence → |