Call report 2020Q2
ROYAL SAVINGS BANK — 2020Q2
The 22 measures ROYAL SAVINGS BANK reported to the FFIEC for 2020Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 431,361,000 | USD | evidence → |
| Total loans | 359,886,000 | USD | evidence → |
| Allowance for loan losses | 3,151,000 | USD | evidence → |
| Securities available for sale | 31,356,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 378,328,000 | USD | evidence → |
| Interest-bearing deposits | 311,283,000 | USD | evidence → |
| Noninterest-bearing deposits | 67,045,000 | USD | evidence → |
| Equity capital | 47,766,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,441,000 | USD | evidence → |
| Interest expense | 1,464,000 | USD | evidence → |
| Net interest income | 6,977,000 | USD | evidence → |
| Noninterest income | 265,000 | USD | evidence → |
| Noninterest expense | 4,843,000 | USD | evidence → |
| Provision for loan losses | 1,761,000 | USD | evidence → |
| Pretax income | 1,452,000 | USD | evidence → |
| Income tax | 636,000 | USD | evidence → |
| Net income | 816,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 41,068,000 | USD | evidence → |
| Total capital | 44,219,000 | USD | evidence → |
| Risk-weighted assets | 285,368,000 | USD | evidence → |