Call report 2004Q4
VALLEY RIDGE BANK — 2004Q4
The 22 measures VALLEY RIDGE BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 198,418,000 | USD | evidence → |
| Total loans | 134,683,000 | USD | evidence → |
| Allowance for loan losses | 1,657,000 | USD | evidence → |
| Securities available for sale | 39,289,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 153,392,000 | USD | evidence → |
| Interest-bearing deposits | 123,831,000 | USD | evidence → |
| Noninterest-bearing deposits | 29,561,000 | USD | evidence → |
| Equity capital | 19,424,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,679,000 | USD | evidence → |
| Interest expense | 3,425,000 | USD | evidence → |
| Net interest income | 7,254,000 | USD | evidence → |
| Noninterest income | 2,867,000 | USD | evidence → |
| Noninterest expense | 7,497,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,699,000 | USD | evidence → |
| Income tax | 630,000 | USD | evidence → |
| Net income | 2,069,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,187,000 | USD | evidence → |
| Total capital | 20,844,000 | USD | evidence → |
| Risk-weighted assets | 140,590,000 | USD | evidence → |