Call report 2004Q3
VALLEY RIDGE BANK — 2004Q3
The 22 measures VALLEY RIDGE BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 197,081,000 | USD | evidence → |
| Total loans | 135,771,000 | USD | evidence → |
| Allowance for loan losses | 1,724,000 | USD | evidence → |
| Securities available for sale | 39,571,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 156,705,000 | USD | evidence → |
| Interest-bearing deposits | 127,252,000 | USD | evidence → |
| Noninterest-bearing deposits | 29,453,000 | USD | evidence → |
| Equity capital | 19,031,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,936,000 | USD | evidence → |
| Interest expense | 2,570,000 | USD | evidence → |
| Net interest income | 5,366,000 | USD | evidence → |
| Noninterest income | 2,121,000 | USD | evidence → |
| Noninterest expense | 5,758,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,802,000 | USD | evidence → |
| Income tax | 409,000 | USD | evidence → |
| Net income | 1,393,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,722,000 | USD | evidence → |
| Total capital | 20,446,000 | USD | evidence → |
| Risk-weighted assets | 140,807,000 | USD | evidence → |