Call report 2005Q1
VALLEY RIDGE BANK — 2005Q1
The 22 measures VALLEY RIDGE BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 196,745,000 | USD | evidence → |
| Total loans | 137,197,000 | USD | evidence → |
| Allowance for loan losses | 1,647,000 | USD | evidence → |
| Securities available for sale | 42,290,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 152,930,000 | USD | evidence → |
| Interest-bearing deposits | 125,030,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,900,000 | USD | evidence → |
| Equity capital | 19,392,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,707,000 | USD | evidence → |
| Interest expense | 857,000 | USD | evidence → |
| Net interest income | 1,850,000 | USD | evidence → |
| Noninterest income | 610,000 | USD | evidence → |
| Noninterest expense | 1,892,000 | USD | evidence → |
| Provision for loan losses | 30,000 | USD | evidence → |
| Pretax income | 538,000 | USD | evidence → |
| Income tax | 131,000 | USD | evidence → |
| Net income | 407,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,389,000 | USD | evidence → |
| Total capital | 21,036,000 | USD | evidence → |
| Risk-weighted assets | 141,054,000 | USD | evidence → |