Call report 2004Q2
VALLEY RIDGE BANK — 2004Q2
The 22 measures VALLEY RIDGE BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 197,621,000 | USD | evidence → |
| Total loans | 133,174,000 | USD | evidence → |
| Allowance for loan losses | 1,745,000 | USD | evidence → |
| Securities available for sale | 44,649,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 154,358,000 | USD | evidence → |
| Interest-bearing deposits | 125,523,000 | USD | evidence → |
| Noninterest-bearing deposits | 28,835,000 | USD | evidence → |
| Equity capital | 18,301,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,217,000 | USD | evidence → |
| Interest expense | 1,716,000 | USD | evidence → |
| Net interest income | 3,501,000 | USD | evidence → |
| Noninterest income | 1,417,000 | USD | evidence → |
| Noninterest expense | 3,839,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,132,000 | USD | evidence → |
| Income tax | 249,000 | USD | evidence → |
| Net income | 883,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,417,000 | USD | evidence → |
| Total capital | 20,162,000 | USD | evidence → |
| Risk-weighted assets | 142,543,000 | USD | evidence → |