Call report 2004Q1
VALLEY RIDGE BANK — 2004Q1
The 22 measures VALLEY RIDGE BANK reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 195,586,000 | USD | evidence → |
| Total loans | 127,291,000 | USD | evidence → |
| Allowance for loan losses | 1,744,000 | USD | evidence → |
| Securities available for sale | 47,794,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 154,578,000 | USD | evidence → |
| Interest-bearing deposits | 127,498,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,080,000 | USD | evidence → |
| Equity capital | 18,743,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,613,000 | USD | evidence → |
| Interest expense | 867,000 | USD | evidence → |
| Net interest income | 1,746,000 | USD | evidence → |
| Noninterest income | 691,000 | USD | evidence → |
| Noninterest expense | 1,934,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 534,000 | USD | evidence → |
| Income tax | 110,000 | USD | evidence → |
| Net income | 424,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,166,000 | USD | evidence → |
| Total capital | 19,898,000 | USD | evidence → |
| Risk-weighted assets | 138,531,000 | USD | evidence → |