Call report 2003Q4
VALLEY RIDGE BANK — 2003Q4
The 22 measures VALLEY RIDGE BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 192,869,000 | USD | evidence → |
| Total loans | 122,392,000 | USD | evidence → |
| Allowance for loan losses | 1,749,000 | USD | evidence → |
| Securities available for sale | 46,441,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 153,513,000 | USD | evidence → |
| Interest-bearing deposits | 124,301,000 | USD | evidence → |
| Noninterest-bearing deposits | 29,212,000 | USD | evidence → |
| Equity capital | 18,481,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,051,000 | USD | evidence → |
| Interest expense | 3,773,000 | USD | evidence → |
| Net interest income | 7,278,000 | USD | evidence → |
| Noninterest income | 3,610,000 | USD | evidence → |
| Noninterest expense | 7,841,000 | USD | evidence → |
| Provision for loan losses | 180,000 | USD | evidence → |
| Pretax income | 2,932,000 | USD | evidence → |
| Income tax | 747,000 | USD | evidence → |
| Net income | 2,185,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,948,000 | USD | evidence → |
| Total capital | 19,630,000 | USD | evidence → |
| Risk-weighted assets | 134,490,000 | USD | evidence → |