Call report 2003Q3
VALLEY RIDGE BANK — 2003Q3
The 22 measures VALLEY RIDGE BANK reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 196,499,000 | USD | evidence → |
| Total loans | 123,294,000 | USD | evidence → |
| Allowance for loan losses | 1,748,000 | USD | evidence → |
| Securities available for sale | 41,656,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 150,046,000 | USD | evidence → |
| Interest-bearing deposits | 122,682,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,364,000 | USD | evidence → |
| Equity capital | 19,479,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,416,000 | USD | evidence → |
| Interest expense | 2,876,000 | USD | evidence → |
| Net interest income | 5,540,000 | USD | evidence → |
| Noninterest income | 2,742,000 | USD | evidence → |
| Noninterest expense | 5,959,000 | USD | evidence → |
| Provision for loan losses | 135,000 | USD | evidence → |
| Pretax income | 2,235,000 | USD | evidence → |
| Income tax | 577,000 | USD | evidence → |
| Net income | 1,658,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,101,000 | USD | evidence → |
| Total capital | 20,792,000 | USD | evidence → |
| Risk-weighted assets | 135,231,000 | USD | evidence → |