Call report 2003Q2
VALLEY RIDGE BANK — 2003Q2
The 22 measures VALLEY RIDGE BANK reported to the FFIEC for 2003Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 193,799,000 | USD | evidence → |
| Total loans | 122,521,000 | USD | evidence → |
| Allowance for loan losses | 1,793,000 | USD | evidence → |
| Securities available for sale | 41,315,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 147,885,000 | USD | evidence → |
| Interest-bearing deposits | 119,737,000 | USD | evidence → |
| Noninterest-bearing deposits | 28,148,000 | USD | evidence → |
| Equity capital | 19,591,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,696,000 | USD | evidence → |
| Interest expense | 1,934,000 | USD | evidence → |
| Net interest income | 3,762,000 | USD | evidence → |
| Noninterest income | 1,823,000 | USD | evidence → |
| Noninterest expense | 4,005,000 | USD | evidence → |
| Provision for loan losses | 90,000 | USD | evidence → |
| Pretax income | 1,525,000 | USD | evidence → |
| Income tax | 403,000 | USD | evidence → |
| Net income | 1,122,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,782,000 | USD | evidence → |
| Total capital | 20,434,000 | USD | evidence → |
| Risk-weighted assets | 131,980,000 | USD | evidence → |