Call report 2003Q1
VALLEY RIDGE BANK — 2003Q1
The 22 measures VALLEY RIDGE BANK reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 191,280,000 | USD | evidence → |
| Total loans | 124,112,000 | USD | evidence → |
| Allowance for loan losses | 1,784,000 | USD | evidence → |
| Securities available for sale | 43,208,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 145,027,000 | USD | evidence → |
| Interest-bearing deposits | 119,474,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,553,000 | USD | evidence → |
| Equity capital | 19,090,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,868,000 | USD | evidence → |
| Interest expense | 971,000 | USD | evidence → |
| Net interest income | 1,897,000 | USD | evidence → |
| Noninterest income | 838,000 | USD | evidence → |
| Noninterest expense | 1,955,000 | USD | evidence → |
| Provision for loan losses | 45,000 | USD | evidence → |
| Pretax income | 742,000 | USD | evidence → |
| Income tax | 191,000 | USD | evidence → |
| Net income | 551,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,432,000 | USD | evidence → |
| Total capital | 20,075,000 | USD | evidence → |
| Risk-weighted assets | 131,267,000 | USD | evidence → |