Call report 2002Q4
VALLEY RIDGE BANK — 2002Q4
The 22 measures VALLEY RIDGE BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 188,533,000 | USD | evidence → |
| Total loans | 123,742,000 | USD | evidence → |
| Allowance for loan losses | 1,632,000 | USD | evidence → |
| Securities available for sale | 42,488,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 140,699,000 | USD | evidence → |
| Interest-bearing deposits | 114,621,000 | USD | evidence → |
| Noninterest-bearing deposits | 26,078,000 | USD | evidence → |
| Equity capital | 18,797,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,817,000 | USD | evidence → |
| Interest expense | 3,971,000 | USD | evidence → |
| Net interest income | 7,846,000 | USD | evidence → |
| Noninterest income | 2,705,000 | USD | evidence → |
| Noninterest expense | 7,449,000 | USD | evidence → |
| Provision for loan losses | 335,000 | USD | evidence → |
| Pretax income | 2,880,000 | USD | evidence → |
| Income tax | 753,000 | USD | evidence → |
| Net income | 2,127,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,100,000 | USD | evidence → |
| Total capital | 19,717,000 | USD | evidence → |
| Risk-weighted assets | 129,373,000 | USD | evidence → |