Call report 2002Q3
VALLEY RIDGE BANK — 2002Q3
The 22 measures VALLEY RIDGE BANK reported to the FFIEC for 2002Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 187,452,000 | USD | evidence → |
| Total loans | 126,595,000 | USD | evidence → |
| Allowance for loan losses | 1,397,000 | USD | evidence → |
| Securities available for sale | 33,428,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 138,368,000 | USD | evidence → |
| Interest-bearing deposits | 113,563,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,805,000 | USD | evidence → |
| Equity capital | 18,402,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,788,000 | USD | evidence → |
| Interest expense | 2,946,000 | USD | evidence → |
| Net interest income | 5,842,000 | USD | evidence → |
| Noninterest income | 1,796,000 | USD | evidence → |
| Noninterest expense | 5,498,000 | USD | evidence → |
| Provision for loan losses | 135,000 | USD | evidence → |
| Pretax income | 2,118,000 | USD | evidence → |
| Income tax | 559,000 | USD | evidence → |
| Net income | 1,559,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,743,000 | USD | evidence → |
| Total capital | 19,140,000 | USD | evidence → |
| Risk-weighted assets | 130,591,000 | USD | evidence → |