Call report 2004Q3
LUZO COMMUNITY BANK — 2004Q3
The 22 measures LUZO COMMUNITY BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 70,358,000 | USD | evidence → |
| Total loans | 39,362,000 | USD | evidence → |
| Allowance for loan losses | 751,000 | USD | evidence → |
| Securities available for sale | 7,450,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 63,216,000 | USD | evidence → |
| Interest-bearing deposits | 51,946,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,270,000 | USD | evidence → |
| Equity capital | 6,877,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,194,000 | USD | evidence → |
| Interest expense | 536,000 | USD | evidence → |
| Net interest income | 1,658,000 | USD | evidence → |
| Noninterest income | 148,000 | USD | evidence → |
| Noninterest expense | 1,399,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 410,000 | USD | evidence → |
| Income tax | 160,000 | USD | evidence → |
| Net income | 250,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,793,000 | USD | evidence → |
| Total capital | 7,260,000 | USD | evidence → |
| Risk-weighted assets | 37,037,000 | USD | evidence → |