Call report 2004Q2
LUZO COMMUNITY BANK — 2004Q2
The 22 measures LUZO COMMUNITY BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 73,944,000 | USD | evidence → |
| Total loans | 39,081,000 | USD | evidence → |
| Allowance for loan losses | 754,000 | USD | evidence → |
| Securities available for sale | 7,887,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 66,928,000 | USD | evidence → |
| Interest-bearing deposits | 52,249,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,679,000 | USD | evidence → |
| Equity capital | 6,783,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,455,000 | USD | evidence → |
| Interest expense | 363,000 | USD | evidence → |
| Net interest income | 1,092,000 | USD | evidence → |
| Noninterest income | 103,000 | USD | evidence → |
| Noninterest expense | 920,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 275,000 | USD | evidence → |
| Income tax | 106,000 | USD | evidence → |
| Net income | 169,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,789,000 | USD | evidence → |
| Total capital | 7,262,000 | USD | evidence → |
| Risk-weighted assets | 37,527,000 | USD | evidence → |