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Call report 2004Q4

LUZO COMMUNITY BANK — 2004Q4

The 22 measures LUZO COMMUNITY BANK reported to the FFIEC for 2004Q4, each linked to its source filing.

PERIOD: 2004Q4SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/c8409790-fd4d-4a03-ba90-f2681fd73651/2004Q4

Balance sheet

What the bank holds and owes at quarter end

MeasureValueUnitSource
Total assets70,930,000USDevidence →
Total loans40,016,000USDevidence →
Allowance for loan losses757,000USDevidence →
Securities available for sale6,024,000USDevidence →
Securities held to maturity0USDevidence →
Trading assets0USDevidence →
Total deposits63,818,000USDevidence →
Interest-bearing deposits50,587,000USDevidence →
Noninterest-bearing deposits13,231,000USDevidence →
Equity capital6,910,000USDevidence →

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

MeasureValueUnitSource
Interest income2,953,000USDevidence →
Interest expense710,000USDevidence →
Net interest income2,243,000USDevidence →
Noninterest income194,000USDevidence →
Noninterest expense1,846,000USDevidence →
Provision for loan losses0USDevidence →
Pretax income594,000USDevidence →
Income tax224,000USDevidence →
Net income370,000USDevidence →

Regulatory capital

Basel measures — not reported for every quarter

MeasureValueUnitSource
Tier 1 capital6,836,000USDevidence →
Total capital7,307,000USDevidence →
Risk-weighted assets37,355,000USDevidence →

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