Call report 2025Q3
CITIZENS SAVINGS BANK — 2025Q3
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 172,490,000 | USD | evidence → |
| Total loans | 69,671,000 | USD | evidence → |
| Allowance for loan losses | 697,000 | USD | evidence → |
| Securities available for sale | 32,286,000 | USD | evidence → |
| Securities held to maturity | 44,429,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 158,476,000 | USD | evidence → |
| Interest-bearing deposits | 137,893,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,583,000 | USD | evidence → |
| Equity capital | 11,924,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,896,000 | USD | evidence → |
| Interest expense | 1,709,000 | USD | evidence → |
| Net interest income | 3,187,000 | USD | evidence → |
| Noninterest income | 219,000 | USD | evidence → |
| Noninterest expense | 2,240,000 | USD | evidence → |
| Provision for loan losses | 10,000 | USD | evidence → |
| Pretax income | 1,140,000 | USD | evidence → |
| Income tax | 55,000 | USD | evidence → |
| Net income | 1,085,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,676,000 | USD | evidence → |
| Total capital | 16,378,000 | USD | evidence → |
| Risk-weighted assets | 96,184,000 | USD | evidence → |