Call report 2025Q2
CITIZENS SAVINGS BANK — 2025Q2
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 155,172,000 | USD | evidence → |
| Total loans | 65,498,000 | USD | evidence → |
| Allowance for loan losses | 685,000 | USD | evidence → |
| Securities available for sale | 33,297,000 | USD | evidence → |
| Securities held to maturity | 44,423,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 142,152,000 | USD | evidence → |
| Interest-bearing deposits | 122,450,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,702,000 | USD | evidence → |
| Equity capital | 11,305,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,251,000 | USD | evidence → |
| Interest expense | 1,166,000 | USD | evidence → |
| Net interest income | 2,085,000 | USD | evidence → |
| Noninterest income | 139,000 | USD | evidence → |
| Noninterest expense | 1,489,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 723,000 | USD | evidence → |
| Income tax | 34,000 | USD | evidence → |
| Net income | 689,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,542,000 | USD | evidence → |
| Total capital | 16,232,000 | USD | evidence → |
| Risk-weighted assets | 86,892,000 | USD | evidence → |