Call report 2025Q4
CITIZENS SAVINGS BANK — 2025Q4
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 159,742,000 | USD | evidence → |
| Total loans | 71,569,000 | USD | evidence → |
| Allowance for loan losses | 707,000 | USD | evidence → |
| Securities available for sale | 30,226,000 | USD | evidence → |
| Securities held to maturity | 44,419,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 144,430,000 | USD | evidence → |
| Interest-bearing deposits | 122,876,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,554,000 | USD | evidence → |
| Equity capital | 12,331,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,605,000 | USD | evidence → |
| Interest expense | 2,260,000 | USD | evidence → |
| Net interest income | 4,345,000 | USD | evidence → |
| Noninterest income | 290,000 | USD | evidence → |
| Noninterest expense | 3,050,000 | USD | evidence → |
| Provision for loan losses | 20,000 | USD | evidence → |
| Pretax income | 1,518,000 | USD | evidence → |
| Income tax | 61,000 | USD | evidence → |
| Net income | 1,457,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,740,000 | USD | evidence → |
| Total capital | 16,452,000 | USD | evidence → |
| Risk-weighted assets | 92,095,000 | USD | evidence → |