Call report 2025Q1
CITIZENS SAVINGS BANK — 2025Q1
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 169,567,000 | USD | evidence → |
| Total loans | 63,922,000 | USD | evidence → |
| Allowance for loan losses | 684,000 | USD | evidence → |
| Securities available for sale | 35,320,000 | USD | evidence → |
| Securities held to maturity | 44,422,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 155,855,000 | USD | evidence → |
| Interest-bearing deposits | 136,189,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,666,000 | USD | evidence → |
| Equity capital | 10,882,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,630,000 | USD | evidence → |
| Interest expense | 584,000 | USD | evidence → |
| Net interest income | 1,046,000 | USD | evidence → |
| Noninterest income | 62,000 | USD | evidence → |
| Noninterest expense | 740,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 358,000 | USD | evidence → |
| Income tax | 10,000 | USD | evidence → |
| Net income | 348,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,461,000 | USD | evidence → |
| Total capital | 16,150,000 | USD | evidence → |
| Risk-weighted assets | 86,970,000 | USD | evidence → |