Call report 2024Q4
CITIZENS SAVINGS BANK — 2024Q4
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 160,809,000 | USD | evidence → |
| Total loans | 64,295,000 | USD | evidence → |
| Allowance for loan losses | 682,000 | USD | evidence → |
| Securities available for sale | 35,545,000 | USD | evidence → |
| Securities held to maturity | 44,419,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 148,416,000 | USD | evidence → |
| Interest-bearing deposits | 126,105,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,311,000 | USD | evidence → |
| Equity capital | 10,241,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,922,000 | USD | evidence → |
| Interest expense | 1,957,000 | USD | evidence → |
| Net interest income | 3,965,000 | USD | evidence → |
| Noninterest income | 310,000 | USD | evidence → |
| Noninterest expense | 2,998,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,289,000 | USD | evidence → |
| Income tax | 57,000 | USD | evidence → |
| Net income | 1,232,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,351,000 | USD | evidence → |
| Total capital | 16,038,000 | USD | evidence → |
| Risk-weighted assets | 86,106,000 | USD | evidence → |