Call report 2005Q3
CITIZENS SAVINGS BANK — 2005Q3
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 89,498,000 | USD | evidence → |
| Total loans | 48,010,000 | USD | evidence → |
| Allowance for loan losses | 646,000 | USD | evidence → |
| Securities available for sale | 34,344,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 79,612,000 | USD | evidence → |
| Interest-bearing deposits | 72,259,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,353,000 | USD | evidence → |
| Equity capital | 6,829,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,185,000 | USD | evidence → |
| Interest expense | 958,000 | USD | evidence → |
| Net interest income | 2,227,000 | USD | evidence → |
| Noninterest income | 214,000 | USD | evidence → |
| Noninterest expense | 1,277,000 | USD | evidence → |
| Provision for loan losses | 24,000 | USD | evidence → |
| Pretax income | 1,189,000 | USD | evidence → |
| Income tax | 51,000 | USD | evidence → |
| Net income | 1,138,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,942,000 | USD | evidence → |
| Total capital | 7,588,000 | USD | evidence → |
| Risk-weighted assets | 55,241,000 | USD | evidence → |