Call report 2005Q2
CITIZENS SAVINGS BANK — 2005Q2
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 85,866,000 | USD | evidence → |
| Total loans | 43,744,000 | USD | evidence → |
| Allowance for loan losses | 636,000 | USD | evidence → |
| Securities available for sale | 34,507,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 76,636,000 | USD | evidence → |
| Interest-bearing deposits | 69,491,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,145,000 | USD | evidence → |
| Equity capital | 6,909,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,104,000 | USD | evidence → |
| Interest expense | 610,000 | USD | evidence → |
| Net interest income | 1,494,000 | USD | evidence → |
| Noninterest income | 136,000 | USD | evidence → |
| Noninterest expense | 853,000 | USD | evidence → |
| Provision for loan losses | 12,000 | USD | evidence → |
| Pretax income | 800,000 | USD | evidence → |
| Income tax | 34,000 | USD | evidence → |
| Net income | 766,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,851,000 | USD | evidence → |
| Total capital | 7,484,000 | USD | evidence → |
| Risk-weighted assets | 50,661,000 | USD | evidence → |