Call report 2005Q4
CITIZENS SAVINGS BANK — 2005Q4
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 88,807,000 | USD | evidence → |
| Total loans | 47,040,000 | USD | evidence → |
| Allowance for loan losses | 651,000 | USD | evidence → |
| Securities available for sale | 36,542,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 79,535,000 | USD | evidence → |
| Interest-bearing deposits | 71,577,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,958,000 | USD | evidence → |
| Equity capital | 6,576,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,329,000 | USD | evidence → |
| Interest expense | 1,369,000 | USD | evidence → |
| Net interest income | 2,960,000 | USD | evidence → |
| Noninterest income | 289,000 | USD | evidence → |
| Noninterest expense | 1,718,000 | USD | evidence → |
| Provision for loan losses | 36,000 | USD | evidence → |
| Pretax income | 1,546,000 | USD | evidence → |
| Income tax | 66,000 | USD | evidence → |
| Net income | 1,480,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,997,000 | USD | evidence → |
| Total capital | 7,648,000 | USD | evidence → |
| Risk-weighted assets | 54,209,000 | USD | evidence → |