Call report 2005Q1
CITIZENS SAVINGS BANK — 2005Q1
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 93,243,000 | USD | evidence → |
| Total loans | 42,546,000 | USD | evidence → |
| Allowance for loan losses | 624,000 | USD | evidence → |
| Securities available for sale | 40,641,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 86,518,000 | USD | evidence → |
| Interest-bearing deposits | 77,113,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,405,000 | USD | evidence → |
| Equity capital | 6,410,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,048,000 | USD | evidence → |
| Interest expense | 301,000 | USD | evidence → |
| Net interest income | 747,000 | USD | evidence → |
| Noninterest income | 62,000 | USD | evidence → |
| Noninterest expense | 427,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 398,000 | USD | evidence → |
| Income tax | 18,000 | USD | evidence → |
| Net income | 380,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,750,000 | USD | evidence → |
| Total capital | 7,374,000 | USD | evidence → |
| Risk-weighted assets | 52,550,000 | USD | evidence → |