Call report 2005Q1
EARLHAM SAVINGS BANK — 2005Q1
The 22 measures EARLHAM SAVINGS BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 194,950,000 | USD | evidence → |
| Total loans | 108,794,000 | USD | evidence → |
| Allowance for loan losses | 1,095,000 | USD | evidence → |
| Securities available for sale | 74,678,000 | USD | evidence → |
| Securities held to maturity | 1,573,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 169,919,000 | USD | evidence → |
| Interest-bearing deposits | 150,802,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,117,000 | USD | evidence → |
| Equity capital | 21,869,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,331,000 | USD | evidence → |
| Interest expense | 836,000 | USD | evidence → |
| Net interest income | 1,495,000 | USD | evidence → |
| Noninterest income | 193,000 | USD | evidence → |
| Noninterest expense | 1,030,000 | USD | evidence → |
| Provision for loan losses | 225,000 | USD | evidence → |
| Pretax income | 514,000 | USD | evidence → |
| Income tax | 70,000 | USD | evidence → |
| Net income | 444,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,933,000 | USD | evidence → |
| Total capital | 23,028,000 | USD | evidence → |
| Risk-weighted assets | 113,626,000 | USD | evidence → |