Call report 2004Q4
EARLHAM SAVINGS BANK — 2004Q4
The 22 measures EARLHAM SAVINGS BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 202,694,000 | USD | evidence → |
| Total loans | 110,311,000 | USD | evidence → |
| Allowance for loan losses | 1,141,000 | USD | evidence → |
| Securities available for sale | 78,110,000 | USD | evidence → |
| Securities held to maturity | 1,573,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 176,224,000 | USD | evidence → |
| Interest-bearing deposits | 155,475,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,749,000 | USD | evidence → |
| Equity capital | 21,961,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,430,000 | USD | evidence → |
| Interest expense | 3,207,000 | USD | evidence → |
| Net interest income | 6,223,000 | USD | evidence → |
| Noninterest income | 1,029,000 | USD | evidence → |
| Noninterest expense | 3,797,000 | USD | evidence → |
| Provision for loan losses | 575,000 | USD | evidence → |
| Pretax income | 2,858,000 | USD | evidence → |
| Income tax | 611,000 | USD | evidence → |
| Net income | 2,247,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,488,000 | USD | evidence → |
| Total capital | 22,629,000 | USD | evidence → |
| Risk-weighted assets | 116,137,000 | USD | evidence → |