Call report 2005Q2
EARLHAM SAVINGS BANK — 2005Q2
The 22 measures EARLHAM SAVINGS BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 188,003,000 | USD | evidence → |
| Total loans | 107,519,000 | USD | evidence → |
| Allowance for loan losses | 1,101,000 | USD | evidence → |
| Securities available for sale | 68,867,000 | USD | evidence → |
| Securities held to maturity | 819,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 164,732,000 | USD | evidence → |
| Interest-bearing deposits | 145,302,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,430,000 | USD | evidence → |
| Equity capital | 22,511,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,587,000 | USD | evidence → |
| Interest expense | 1,721,000 | USD | evidence → |
| Net interest income | 2,866,000 | USD | evidence → |
| Noninterest income | 386,000 | USD | evidence → |
| Noninterest expense | 1,965,000 | USD | evidence → |
| Provision for loan losses | 300,000 | USD | evidence → |
| Pretax income | 1,035,000 | USD | evidence → |
| Income tax | 130,000 | USD | evidence → |
| Net income | 905,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,393,000 | USD | evidence → |
| Total capital | 23,494,000 | USD | evidence → |
| Risk-weighted assets | 110,979,000 | USD | evidence → |