Call report 2004Q3
EARLHAM SAVINGS BANK — 2004Q3
The 22 measures EARLHAM SAVINGS BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 201,372,000 | USD | evidence → |
| Total loans | 109,050,000 | USD | evidence → |
| Allowance for loan losses | 1,146,000 | USD | evidence → |
| Securities available for sale | 79,243,000 | USD | evidence → |
| Securities held to maturity | 1,828,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 177,105,000 | USD | evidence → |
| Interest-bearing deposits | 158,209,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,896,000 | USD | evidence → |
| Equity capital | 21,809,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,006,000 | USD | evidence → |
| Interest expense | 2,389,000 | USD | evidence → |
| Net interest income | 4,617,000 | USD | evidence → |
| Noninterest income | 819,000 | USD | evidence → |
| Noninterest expense | 2,844,000 | USD | evidence → |
| Provision for loan losses | 300,000 | USD | evidence → |
| Pretax income | 2,346,000 | USD | evidence → |
| Income tax | 534,000 | USD | evidence → |
| Net income | 1,812,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,053,000 | USD | evidence → |
| Total capital | 22,199,000 | USD | evidence → |
| Risk-weighted assets | 115,573,000 | USD | evidence → |