Call report 2004Q2
EARLHAM SAVINGS BANK — 2004Q2
The 22 measures EARLHAM SAVINGS BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 198,753,000 | USD | evidence → |
| Total loans | 109,419,000 | USD | evidence → |
| Allowance for loan losses | 1,404,000 | USD | evidence → |
| Securities available for sale | 76,771,000 | USD | evidence → |
| Securities held to maturity | 1,828,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 176,750,000 | USD | evidence → |
| Interest-bearing deposits | 158,531,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,219,000 | USD | evidence → |
| Equity capital | 21,025,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,637,000 | USD | evidence → |
| Interest expense | 1,593,000 | USD | evidence → |
| Net interest income | 3,044,000 | USD | evidence → |
| Noninterest income | 625,000 | USD | evidence → |
| Noninterest expense | 1,904,000 | USD | evidence → |
| Provision for loan losses | 175,000 | USD | evidence → |
| Pretax income | 1,644,000 | USD | evidence → |
| Income tax | 388,000 | USD | evidence → |
| Net income | 1,256,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,574,000 | USD | evidence → |
| Total capital | 21,978,000 | USD | evidence → |
| Risk-weighted assets | 114,179,000 | USD | evidence → |