Call report 2004Q1
EARLHAM SAVINGS BANK — 2004Q1
The 22 measures EARLHAM SAVINGS BANK reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 197,890,000 | USD | evidence → |
| Total loans | 108,761,000 | USD | evidence → |
| Allowance for loan losses | 1,197,000 | USD | evidence → |
| Securities available for sale | 77,365,000 | USD | evidence → |
| Securities held to maturity | 3,278,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 174,672,000 | USD | evidence → |
| Interest-bearing deposits | 156,846,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,826,000 | USD | evidence → |
| Equity capital | 21,538,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,301,000 | USD | evidence → |
| Interest expense | 794,000 | USD | evidence → |
| Net interest income | 1,507,000 | USD | evidence → |
| Noninterest income | 428,000 | USD | evidence → |
| Noninterest expense | 1,055,000 | USD | evidence → |
| Provision for loan losses | 100,000 | USD | evidence → |
| Pretax income | 793,000 | USD | evidence → |
| Income tax | 184,000 | USD | evidence → |
| Net income | 609,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,927,000 | USD | evidence → |
| Total capital | 21,124,000 | USD | evidence → |
| Risk-weighted assets | 113,860,000 | USD | evidence → |