Call report 2003Q4
EARLHAM SAVINGS BANK — 2003Q4
The 22 measures EARLHAM SAVINGS BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 202,257,000 | USD | evidence → |
| Total loans | 109,302,000 | USD | evidence → |
| Allowance for loan losses | 1,104,000 | USD | evidence → |
| Securities available for sale | 76,444,000 | USD | evidence → |
| Securities held to maturity | 3,277,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 175,263,000 | USD | evidence → |
| Interest-bearing deposits | 158,083,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,180,000 | USD | evidence → |
| Equity capital | 20,558,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,314,000 | USD | evidence → |
| Interest expense | 3,761,000 | USD | evidence → |
| Net interest income | 6,553,000 | USD | evidence → |
| Noninterest income | 757,000 | USD | evidence → |
| Noninterest expense | 3,997,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 3,272,000 | USD | evidence → |
| Income tax | 781,000 | USD | evidence → |
| Net income | 2,491,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,318,000 | USD | evidence → |
| Total capital | 20,422,000 | USD | evidence → |
| Risk-weighted assets | 115,370,000 | USD | evidence → |