Call report 2003Q3
EARLHAM SAVINGS BANK — 2003Q3
The 22 measures EARLHAM SAVINGS BANK reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 200,006,000 | USD | evidence → |
| Total loans | 108,707,000 | USD | evidence → |
| Allowance for loan losses | 1,071,000 | USD | evidence → |
| Securities available for sale | 77,112,000 | USD | evidence → |
| Securities held to maturity | 3,287,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 175,183,000 | USD | evidence → |
| Interest-bearing deposits | 157,622,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,561,000 | USD | evidence → |
| Equity capital | 20,183,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,757,000 | USD | evidence → |
| Interest expense | 2,934,000 | USD | evidence → |
| Net interest income | 4,823,000 | USD | evidence → |
| Noninterest income | 627,000 | USD | evidence → |
| Noninterest expense | 2,859,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,550,000 | USD | evidence → |
| Income tax | 624,000 | USD | evidence → |
| Net income | 1,926,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,753,000 | USD | evidence → |
| Total capital | 19,824,000 | USD | evidence → |
| Risk-weighted assets | 114,133,000 | USD | evidence → |