Call report 2012Q2
LOCUS BANK, INC. — 2012Q2
The 22 measures LOCUS BANK, INC. reported to the FFIEC for 2012Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 55,629,000 | USD | evidence → |
| Total loans | 41,248,000 | USD | evidence → |
| Allowance for loan losses | 718,000 | USD | evidence → |
| Securities available for sale | 500,000 | USD | evidence → |
| Securities held to maturity | 750,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 43,559,000 | USD | evidence → |
| Interest-bearing deposits | 43,025,000 | USD | evidence → |
| Noninterest-bearing deposits | 534,000 | USD | evidence → |
| Equity capital | 9,886,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,431,000 | USD | evidence → |
| Interest expense | 408,000 | USD | evidence → |
| Net interest income | 1,023,000 | USD | evidence → |
| Noninterest income | 6,000 | USD | evidence → |
| Noninterest expense | 864,000 | USD | evidence → |
| Provision for loan losses | 11,000 | USD | evidence → |
| Pretax income | 154,000 | USD | evidence → |
| Income tax | 52,000 | USD | evidence → |
| Net income | 102,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,722,000 | USD | evidence → |
| Total capital | 10,231,000 | USD | evidence → |
| Risk-weighted assets | 40,539,000 | USD | evidence → |