Call report 2012Q3
LOCUS BANK, INC. — 2012Q3
The 22 measures LOCUS BANK, INC. reported to the FFIEC for 2012Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 54,878,000 | USD | evidence → |
| Total loans | 38,939,000 | USD | evidence → |
| Allowance for loan losses | 488,000 | USD | evidence → |
| Securities available for sale | 350,000 | USD | evidence → |
| Securities held to maturity | 502,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 42,660,000 | USD | evidence → |
| Interest-bearing deposits | 41,980,000 | USD | evidence → |
| Noninterest-bearing deposits | 681,000 | USD | evidence → |
| Equity capital | 10,870,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,129,000 | USD | evidence → |
| Interest expense | 606,000 | USD | evidence → |
| Net interest income | 1,523,000 | USD | evidence → |
| Noninterest income | 7,000 | USD | evidence → |
| Noninterest expense | 1,380,000 | USD | evidence → |
| Provision for loan losses | 4,000 | USD | evidence → |
| Pretax income | 146,000 | USD | evidence → |
| Income tax | 49,000 | USD | evidence → |
| Net income | 97,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,696,000 | USD | evidence → |
| Total capital | 11,184,000 | USD | evidence → |
| Risk-weighted assets | 39,382,000 | USD | evidence → |