Call report 2012Q1
LOCUS BANK, INC. — 2012Q1
The 22 measures LOCUS BANK, INC. reported to the FFIEC for 2012Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 56,334,000 | USD | evidence → |
| Total loans | 42,420,000 | USD | evidence → |
| Allowance for loan losses | 708,000 | USD | evidence → |
| Securities available for sale | 844,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 44,998,000 | USD | evidence → |
| Interest-bearing deposits | 43,775,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,222,000 | USD | evidence → |
| Equity capital | 9,690,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 735,000 | USD | evidence → |
| Interest expense | 208,000 | USD | evidence → |
| Net interest income | 527,000 | USD | evidence → |
| Noninterest income | 4,000 | USD | evidence → |
| Noninterest expense | 428,000 | USD | evidence → |
| Provision for loan losses | 1,000 | USD | evidence → |
| Pretax income | 102,000 | USD | evidence → |
| Income tax | 27,000 | USD | evidence → |
| Net income | 75,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,536,000 | USD | evidence → |
| Total capital | 10,055,000 | USD | evidence → |
| Risk-weighted assets | 41,346,000 | USD | evidence → |