Call report 2008Q1
F & M BANK AND TRUST COMPANY — 2008Q1
The 22 measures F & M BANK AND TRUST COMPANY reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 100,748,000 | USD | evidence → |
| Total loans | 73,073,000 | USD | evidence → |
| Allowance for loan losses | 1,311,000 | USD | evidence → |
| Securities available for sale | 7,455,000 | USD | evidence → |
| Securities held to maturity | 60,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 77,077,000 | USD | evidence → |
| Interest-bearing deposits | 69,366,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,711,000 | USD | evidence → |
| Equity capital | 15,345,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,571,000 | USD | evidence → |
| Interest expense | 718,000 | USD | evidence → |
| Net interest income | 853,000 | USD | evidence → |
| Noninterest income | 495,000 | USD | evidence → |
| Noninterest expense | 970,000 | USD | evidence → |
| Provision for loan losses | 108,000 | USD | evidence → |
| Pretax income | 270,000 | USD | evidence → |
| Income tax | 67,000 | USD | evidence → |
| Net income | 203,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,322,000 | USD | evidence → |
| Total capital | 16,369,000 | USD | evidence → |
| Risk-weighted assets | 83,460,000 | USD | evidence → |