Call report 2007Q4
F & M BANK AND TRUST COMPANY — 2007Q4
The 22 measures F & M BANK AND TRUST COMPANY reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 94,237,000 | USD | evidence → |
| Total loans | 73,070,000 | USD | evidence → |
| Allowance for loan losses | 1,238,000 | USD | evidence → |
| Securities available for sale | 7,976,000 | USD | evidence → |
| Securities held to maturity | 60,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 69,168,000 | USD | evidence → |
| Interest-bearing deposits | 62,121,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,047,000 | USD | evidence → |
| Equity capital | 15,374,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,196,000 | USD | evidence → |
| Interest expense | 2,789,000 | USD | evidence → |
| Net interest income | 4,407,000 | USD | evidence → |
| Noninterest income | 1,586,000 | USD | evidence → |
| Noninterest expense | 3,849,000 | USD | evidence → |
| Provision for loan losses | 547,000 | USD | evidence → |
| Pretax income | 1,597,000 | USD | evidence → |
| Income tax | 548,000 | USD | evidence → |
| Net income | 1,049,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,370,000 | USD | evidence → |
| Total capital | 16,389,000 | USD | evidence → |
| Risk-weighted assets | 81,323,000 | USD | evidence → |