Call report 2008Q2
F & M BANK AND TRUST COMPANY — 2008Q2
The 22 measures F & M BANK AND TRUST COMPANY reported to the FFIEC for 2008Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 98,219,000 | USD | evidence → |
| Total loans | 74,823,000 | USD | evidence → |
| Allowance for loan losses | 1,188,000 | USD | evidence → |
| Securities available for sale | 7,688,000 | USD | evidence → |
| Securities held to maturity | 55,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 73,051,000 | USD | evidence → |
| Interest-bearing deposits | 65,394,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,657,000 | USD | evidence → |
| Equity capital | 15,303,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,591,000 | USD | evidence → |
| Interest expense | 1,406,000 | USD | evidence → |
| Net interest income | 2,185,000 | USD | evidence → |
| Noninterest income | 436,000 | USD | evidence → |
| Noninterest expense | 1,981,000 | USD | evidence → |
| Provision for loan losses | 206,000 | USD | evidence → |
| Pretax income | 437,000 | USD | evidence → |
| Income tax | 122,000 | USD | evidence → |
| Net income | 315,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,351,000 | USD | evidence → |
| Total capital | 16,402,000 | USD | evidence → |
| Risk-weighted assets | 83,933,000 | USD | evidence → |