Call report 2005Q1
F & M BANK AND TRUST COMPANY — 2005Q1
The 22 measures F & M BANK AND TRUST COMPANY reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 61,438,000 | USD | evidence → |
| Total loans | 43,179,000 | USD | evidence → |
| Allowance for loan losses | 661,000 | USD | evidence → |
| Securities available for sale | 9,423,000 | USD | evidence → |
| Securities held to maturity | 183,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 49,149,000 | USD | evidence → |
| Interest-bearing deposits | 38,429,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,720,000 | USD | evidence → |
| Equity capital | 7,915,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,084,000 | USD | evidence → |
| Interest expense | 249,000 | USD | evidence → |
| Net interest income | 835,000 | USD | evidence → |
| Noninterest income | 211,000 | USD | evidence → |
| Noninterest expense | 737,000 | USD | evidence → |
| Provision for loan losses | 53,000 | USD | evidence → |
| Pretax income | 256,000 | USD | evidence → |
| Income tax | 90,000 | USD | evidence → |
| Net income | 166,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,958,000 | USD | evidence → |
| Total capital | 8,532,000 | USD | evidence → |
| Risk-weighted assets | 45,821,000 | USD | evidence → |